SMART TOOLS. BETTER DECISIONS.
Free Finance Calculators That Do the Math for You
Simple, accurate and easy-to-use finance calculators to help you save money, plan ahead and make smarter financial decisions.
Try the Overtime Tax CalculatorMost Popular Calculators
No Tax on Overtime Calculator Your overtime deduction for 2026, cap and phase-out included Overtime Pay Calculator Your overtime pay with taxes, for hourly and salaried workers SALT Deduction Calculator Your state and local tax deduction under the $40,400 capBROWSE BY CATEGORY
Find the Right Calculator
Pick a category and get straight to the numbers that matter.
Tax Calculators
Deduction tools based on the latest IRS rules, from overtime to the SALT cap.
Salary and Overtime Tools
Work out overtime pay, take-home estimates and hourly rates before payday arrives.
Tax Form Guides
Plain English guides to the new forms, starting with Schedule 1-A and its four deductions.
YOUR MONEY, MADE SIMPLE
Popular Finance Tools
Choose a calculator below to get started.
No Tax on Overtime Calculator
Estimate your overtime deduction after the $12,500 or $25,000 cap and phase-out.
Overtime Pay Calculator
Work out time and a half or double time pay, with estimated tax and take-home.
SALT Deduction Calculator
Calculate your state and local tax deduction with the 2026 cap of $40,400.
Schedule 1-A Guide
The new IRS form for tips, overtime, car loan and senior deductions, part by part.
HOW IT WORKS
Three Steps to Your Estimate
No forms, no waiting. Your answer is on the screen in seconds.
1. Pick a calculator
Choose the tool that matches your question, from overtime deductions to child tax credits.
2. Enter your numbers
Type in your pay, hours or loan figures. Everything is calculated privately in your browser.
3. Get your estimate
See your result instantly, with a simple breakdown of how the number was reached.
ABOUT FINANCETOOLS
Built to Make US Money Math Simple
Finance Tools For All is a free calculator library for everyday US money questions: how much of your overtime pay you can deduct under the new Schedule 1-A rules, what a paycheck really leaves you after tax, and how much a car loan or a child tax credit is worth on your return. Every tool is built on current federal figures and updated when the IRS publishes new numbers.
Our calculators give estimates for planning, not tax advice. Your final figures always depend on your complete return, so confirm important decisions with IRS guidance or a qualified tax professional.
COMMON QUESTIONS
Frequently Asked Questions
Are these finance calculators really free?
Yes. Every calculator on Finance Tools For All is free to use, with no account and no sign up. The calculations run in your browser, so the numbers you enter are never sent to or stored on a server.
What is the no tax on overtime deduction?
For tax years 2025 to 2028, eligible workers can deduct the premium portion of overtime pay, the amount above their regular rate, up to $12,500 for single filers or $25,000 for joint filers. The deduction is claimed on Schedule 1-A when you file your federal tax return.
How accurate are the estimates?
Our tools give estimates based on current federal rules and the figures you enter. They are a planning aid, not tax advice, and your actual taxes depend on your full return. For a final figure, check IRS guidance or a qualified tax professional.
Do I need to create an account to use a calculator?
No. There are no accounts on Finance Tools For All. Open a calculator, enter your numbers and get your estimate instantly.